HELP LOVED ONES FOCUS ON FAMILY, NOT FINANCES
The Power of Preparation
Every day families are faced with the difficult task of losing a loved one and saying goodbye to them. It’s always an overwhelming experience. When this happens, filled with emotions and grief, you are forced to find a funeral home and make numerous decisions. This can cause undue stress on everyone involved, especially if it becomes a financial burden on family members. Most people don’t want to leave this burden to their loved ones.
Ask Yourself:
- · How will the bills and funeral expenses be paid?
- · Who will pay for any outstanding medical bills?
- · Can your family afford to pay these bills?
A Final Expense Life Insurance Plan
can give family members the comfort of knowing they will not have to reach into their savings, or worse yet, have to borrow money or use a credit card to pay for your final expenses and maybe even medical bills.
With a Final Expense Life Insurance Plan
- Rates never increase and Coverage never decreases (as long as the required premiums are paid)
- Income Tax Free death benefit
- Benefits paid directly to your beneficiary (no probate)
- No medical exams – just a few simple health questions
- The insurance company cannot cancel your policy due to your age or health
Don’t leave this burden to your loved ones…..
While no one knows when we or a loved one will pass on, we can take steps now to help ensure that funeral costs and other final expenses can be covered when the time comes, and help ensure a legacy of peace and calm.
Check out the companies, costs and plans you may qualify for by getting a quote below.
Get a Final Expense Life insurance Quote
Frequently Asked Questions
Final Expense Life Insurance
Final expense life insurance is guaranteed money available to your family to help pay for your end-of-life expenses when you pass away. This money can be used to cover the cost of home services, preparation fees, credit card debt, medical bills, or any other debt you may have. It can also be used as burial insurance to cover the costs of expenses such as cremation, burial, headstones, plots, flowers, wreaths and more.
Anyone who wants to ease the financial burden for their loved ones in the event of a passing should consider final expense life insurance. It’s the final gift that you can leave to the most important people in your life. Burial insurance is also a great choice for aging or ill individuals.
How much insurance you need depends on how much financial security you want to provide your family. The average funeral costs around $10,000 to $25,000. We can help you estimate the amount of coverage you need to ensure you don’t pass on final expenses to those you care about most.
You do not need a medical exam to purchase some types of final expense life insurance. In fact, final expense life insurance is a smart choice for those with a pre-existing health condition or serious illness as it’s easier to qualify for than traditional life insurance.
In some cases, you may need to complete a health questionnaire, but this is to help you decide the amount and cost of your burial insurance.
No. Your life insurance premium remains the same regardless of your age or changes in your health. Premiums are based on your age, sex, if you use tobacco or not, your health at the time of application and the amount of life insurance coverage you choose.
No. Your beneficiaries can use your coverage to ease the burden of bills as well as your final expenses. Be sure to talk with your beneficiaries about the intent of your final expense life insurance.
Questions and How to Enroll - Contact:
J. Sadler Hayes, II
Sadler Hayes Associates, Inc.
64 Rolling Ridge Road, New City, New York 10956, United States
Hours
Monday - Friday: 9am - 5pm
Saturday: Closed
Sunday: Closed
Copyright © 2022 Sadler Hayes Associates - Final Expense Life Insurance - All Rights Reserved.
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